Because of the unique tax benefits offered through the transfer of assets to a beneficiary through the trust process, the co mingling of assets is not allowed. Beneficiaries may set up a new trust, transfer the assets to that trust and then add to those assets as a way of bypassing the estate taxes for their own estate, but they may not comingle the assets in the same trust. Another trust could be set up (using the same method as previously discussed) as the Catherine Doe Living Trust with specifically named beneficiaries or a sole beneficiary.

You are comparing apples to oranges. I made a general statement, but the variable that matters is thermal conductivity in this case. With a flame like that its dishonest to imply that it wont burn your finger, sure a lighter wont burn your figure if you pass through it fast enough, but we can both agree it will very much burn you..

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